NCQA’s 2025 Health Plan Ratings: Highest-Rated Health Plans by State
October 30, 2025 · NCQA Communications
Each year, NCQA rates commercial, Medicare and Medicaid health plans in all 50 states, U.S. territories and the District of Columbia. Ratings offer valuable insights into how well plans perform on key health measures and how satisfied members are with their care. By making this information publicly available, NCQA aims to empower consumers, employers and policymakers to make informed health care decisions and to encourage health plans to improve performance and prioritize member needs.
How Ratings Work
Health plans are rated on a scale of 0–5 stars. NCQA considers plans with 4.5 and 5 stars as the highest-rated health plans in the nation. Ratings are based on:
- Measures of clinical quality from HEDIS® and the Health Outcomes Survey (HOS).
- Measures of patient experience using the Consumer Assessment of Healthcare Providers and Systems (CAHPS®).
- Results from NCQA’s review of a health plan’s structure and quality processes (NCQA Health Plan Accreditation).
The overall rating is the weighted average of a plan’s HEDIS, CAHPS and HOS measure ratings, plus Accreditation bonus points, if the plan is Accredited by NCQA. Learn more about the Ratings methodology here.
Highest-Rated Health Plans by State
Click on the links below to view the highest-rated health plans in each state, U.S. territory or the District of Columbia.
- Alabama
- American Samoa
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Guam
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Northern Mariana Islands
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Puerto Rico
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virgin Islands
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
How to Use the Ratings
NCQA presents ratings in a user-friendly online report card to help people choose the best health plan for their needs. Users can:
- Search for a specific health plan by name.
- Filter health plans based on criteria, such as star rating or location, and compare results across multiple plans.
- Drill into the details to find out how well a plan performed on a specific health topic, like cancer screening or diabetes care.
View the 2025 Health Plan Ratings here.
HEDIS® is a registered trademark of the National Committee for Quality Assurance (NCQA).
CAHPS® is a registered trademark of the Agency for Healthcare Research and Quality (AHRQ).
