NCQA Releases 2019 Health Insurance Plan Ratings

Helps Consumers Make Informed Enrollment Decisions

September 23, 2019

Washington, DC, September 23, 2019— The National Committee for Quality Assurance (NCQA) announced today releasing its 2019 Health Insurance Plan Ratings. This annual rating report provides consumers with a comprehensive and accurate list detailing how health insurance plans perform in the key quality areas of consumer satisfaction, prevention and treatment.

NCQA’s Health Insurance Plan Ratings 2019–2020 compare the quality and services of more than 1,000 health plans in the U.S. The analysis is presented as a practical and easy-to-read guide to help consumers understand their options in choosing the best health plan coverage for themselves and their families.

NCQA’s ratings calculation methodology is similar to the Centers for Medicare and Medicaid Services (CMS) five-star quality rating system to measure the health plan and healthcare system experiences of Medicare beneficiaries. CMS 5-star rated Medicare Advantage plans give unprecedented importance to health outcomes and consumer satisfaction.

Of the studied 1,351 health plans, NCQA rated a total of 1,021 amounting to: 438 private (commercial), 412 Medicare and 171 Medicaid plans.

The top 10 states with the highest percentage of highly-rated plans scoring 4.5 or 5.0 out of 5.0 rating and over a three-year average are as follows:

  1. Rhode Island
  2. Massachusetts
  3. Minnesota
  4. Maine
  5. Wisconsin
  6. Hawaii
  7. New York
  8. Iowa
  9. Maryland
  10. New Hampshire

The two key takeaways from the 2019–2020 ratings report are:

  • States with the top performing plans consistently deliver. Over the last three years, the 10 states with top performing plans reportedly experienced little movement. One exception is the state of New Hampshire, which ranked seventh in 2017 and dropped to 11th and 10th place, respectively, in 2018 and 2019.
  • High and low performers are rare. Of the 1,021 rated plans, 79 or 8 percent received a top rating of 4.5 or 5.0 out of 5. Sixteen or 2 percent earned the ratings of 1.0 to 2.0.


NCQA’s overall rating of health plans is based on the on three primary performance categories:

  • Consumer Satisfaction: Assesses patients’ feedback ranking their health plans in satisfaction surveys, including the processing of claims and customer service.
  • Prevention: Gauges patients’ ranking of annual visits, flu vaccinations, screening tests, dental cleanings, well-woman appointments and other types of preventative care services that keep people—especially children and adolescents—healthy.
  • Treatment: Measures a plan’s consistency in providing scientifically recommended care for common but costly chronic conditions such as diabetes, depression, asthma and heart disease.

In each of the three categories, the health outcomes resulting from a patient’s care contribute extra points to the scoring; for example, the probability of blood pressure and blood sugar levels are controlled to safe and recommended levels.

NCQA Health Insurance Ratings are available on the NCQA website. For information on how the ratings are calculated, visit the NCQA ratings methodology.

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